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November 2026 CRA benefit payments schedule released
The Canada Revenue Agency will make four CRA‑administered benefit deposits in November 2026. Payments are set for November 10 (Ontario Trillium Benefit), November 20 (Canada Child Benefit), November 25 (Newfoundland and Labrador Disability Benefit) and November 27 (Alberta Child and Family Benefit), affecting eligible residents and families across the country.
In this story
At a glance
- What changes
- Four CRA benefit payments are scheduled for specific November 2026 dates
- Timing
- Payments occur between November 10 and November 27, 2026
- Who is affected
- Ontario residents on OTB schedule, families with children, eligible NL disability residents, Alberta families
The details
- Announced by
- Canada Revenue Agency – CRA
- Takes effect
- November 2026
- New rule
- Four distinct benefit payments will be deposited on November 10, 20, 25 and 27, 2026, reflecting the 2026–27 benefit year rates.
Overall November 2026 payment schedule
The CRA has confirmed four benefit deposits for November 2026. The dates span from Tuesday, November 10, when the Ontario Trillium Benefit (OTB) is paid, to Friday, November 27, when Alberta’s Child and Family Benefit (ACFB) is issued. All amounts are based on the 2026–27 benefit year, which runs from July 2026 through June 2027 and are calculated from the 2025 income tax return.
Ontario Trillium Benefit (OTB)
Ontario residents who receive monthly instalments will see their OTB deposit on Tuesday, November 10, 2026. The OTB combines three provincial credits and is administered by the CRA on behalf of the Ontario government. Recipients with an annual entitlement of $500 or less normally received a July 2026 payment, while those electing a larger single payment receive it on June 10, 2027, making the November deposit unusual.
Canada Child Benefit (CCB)
Families with children under 18 across Canada will receive the CCB on Friday, November 20, 2026. The payment reflects the July 2026 increase that raised maximums by 2 % under the CRA’s inflation indexation. Full benefits apply to families with a 2025 adjusted family net income below $38,237; reductions begin above that threshold and follow a second tier above $82,847. The Child Disability Benefit may be bundled with the CCB for eligible children.
Newfoundland and Labrador Disability Benefit (NLDB)
Eligible residents of Newfoundland and Labrador with a valid Disability Tax Credit will receive the NLDB on Wednesday, November 25, 2026. The benefit provides up to $400 per month ($4,800 per year) to qualifying individuals aged 18 to 64. Full payment applies when adjusted family net income is below $29,402. No separate application is required; eligibility is confirmed through the tax return and DTC certificate.
Alberta Child and Family Benefit (ACFB)
Alberta families with children under 18 will receive their fourth quarterly ACFB instalment on Friday, November 27, 2026. The benefit is tax‑free and administered by the CRA on behalf of Alberta. Base amounts can reach $1,529 per year for the first child, with additional amounts for up to three more children, plus a working‑income component that phases out as family income rises. No separate application is required; eligibility is assessed when the annual tax return is filed.
What this means for travellers
Trip planning
- Travelers with bookings in November should note that benefit deposits will arrive on the specified dates and will not affect flight or accommodation schedules.
- If a traveler relies on a benefit payment for travel expenses, they should ensure the deposit arrives before any non‑refundable bookings.
Cost and documents
- No new fees are introduced; all payments remain tax‑free.
- Recipients must have a valid tax return on file and, where required, a Disability Tax Credit certificate or Form ON‑BEN for certain OTB components.
What you need to do
- Ensure direct deposit information is up to date in the CRA My Account before the November payment dates.
- If a payment does not arrive, wait ten working days (OTB) or five working days (CCB) before contacting the CRA.
- New residents of Newfoundland and Labrador should confirm their DTC status to receive the NLDB on schedule.
Who this affects
-
Ontario residents on monthly OTB schedule
They are eligible for the Ontario Trillium Benefit which is deposited on November 10, 2026.
What to do Check CRA My Account for the direct‑deposit status and wait ten working days before inquiring about missing funds.
-
Canadian families with children under 18
They receive the Canada Child Benefit, scheduled for November 20, 2026.
What to do Confirm that the 2025 income information is current and monitor the CRA portal for the deposit.
-
Newfoundland and Labrador residents with a Disability Tax Credit
They qualify for the Newfoundland and Labrador Disability Benefit paid on November 25, 2026.
What to do Maintain a valid DTC certificate and ensure the tax return has been filed.
-
Alberta families with children under 18
They are entitled to the Alberta Child and Family Benefit, paid on November 27, 2026.
What to do No separate application is needed; verify that the annual tax return reflects the correct family income.
Frequently asked questions
When will the Ontario Trillium Benefit be paid in November 2026?
The Ontario Trillium Benefit will be deposited on Tuesday, November 10, 2026. This date applies to Ontario residents who receive the benefit on a monthly instalment schedule.
What date is the Canada Child Benefit scheduled for in November 2026?
The Canada Child Benefit payment is scheduled for Friday, November 20, 2026. The amount reflects the 2026–27 benefit year and is based on the 2025 adjusted family net income.
Do I need to apply separately for the Newfoundland and Labrador Disability Benefit?
No separate application is required. Eligibility is automatically determined once you file your income tax return, hold a valid Disability Tax Credit certificate, and are a resident of Newfoundland and Labrador on the first day of the payment month.
Why does the Alberta Child and Family Benefit arrive on a different day than the Canada Child Benefit?
The Alberta Child and Family Benefit is a provincial program with a quarterly payment schedule, so it is issued on Friday, November 27, 2026, separate from the monthly Canada Child Benefit that is paid around the 20th of each month.
What should I do if my November benefit payment does not arrive on time?
If the Ontario Trillium Benefit is delayed, wait ten working days before contacting the CRA. For the Canada Child Benefit, wait five working days after the scheduled date before making an inquiry. Use CRA My Account to check payment status.
